Navigating the complex landscape of healthcare reform can be overwhelming, but it's reassuring to know that there are still options available. Whether you're seeking better coverage, recently lost insurance, or are purchasing health insurance for the first time, Asguardian Financial is here to guide you through the process.

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Our approach is tailored to your individual needs and budget, offering a range of plan options, including:

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1. Major Medical-ACA Compliant plans: These plans meet the requirements of the Affordable Care Act (ACA) and provide comprehensive coverage for essential health benefits.

2. Short Term plans: These plans offer temporary coverage for a limited period, usually up to 12 months, and can be a good option for those who need coverage until they can secure a more permanent solution.

3. Fixed Benefit plans: These plans provide a fixed amount of coverage for specific medical services, such as doctor visits or hospital stays.

4. Guaranteed Issue plans: These plans are available to anyone, regardless of pre existing conditions.

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Having options is indeed a good thing, especially when it comes to health insurance. Even if your employer offers coverage, it's worth exploring individual plans to see if they might be a better fit for your needs and budget.

 

Here are a few reasons why an individual plan might be a good option:

1. Cost savings: Depending on your employer's plan and your individual circumstances, an individual plan might be more affordable.

2. Customization: Individual plans can be tailored to your specific needs, whereas employer-sponsored plans might be more one-size-fits-all.

3. Portability: If you change jobs or become self-employed, an individual plan can stay with you, providing continuous coverage.

4. Dependent coverage: dependent coverage through your employer might not always be the most affordable option. An individual plan can provide more affordable coverage for you and your dependents.

 

It's always a good idea to weigh your options and compare plans to find the best fit for your unique Situation.  call us for a free quote today!